Economic Situation: Assets > Wave 10
Longitudinal Wave
General Information
Title
Wave 10
Project Number
9.10
Abstract
The survey focuses on assets.
Longitudinal Type
Longitudinal Wave
Begin date
07-07-2025
End date
26-08-2025
Researcher
Priscilla Zhang (Centerdata)
Publisher
Centerdata
Copyright
© 2025 Centerdata
DOI
https://doi.org/10.57990/k1ds-fg14
Funding Organization
ODISSEI
OCW (Domeinplan SSH)
De Nederlandsche Bank (DNB)
OCW (Domeinplan SSH)
De Nederlandsche Bank (DNB)
Datasets and documentation
View Documentation
Codebook in English
Codebook in Dutch
Data Files
English SPSS file
English STATA file
English CSV file
Variables
| Variable name | Variable Label |
|---|---|
| nomem_encr | Number of the household member encrypted |
| ca25j_m | Year and month of the field work period |
| ca25j001 | The head of household lives together with a partner (married or unmarried). |
| ca25j002 | Do you take care of financial matters in the household? |
| ca25j003 | Position in the household |
| ca25j082 | Age respondent |
| ca25j091 | On 31 December 2024, did you possess one or more of the following assets? Banking accounts |
| ca25j092 | On 31 December 2024, did you possess one or more of the following assets? Savings accounts or deposit accounts |
| ca25j093 | On 31 December 2024, did you possess one or more of the following assets? Single-premium insurances, annuity insurances or pensioenbanksparen (Dutch) (pension insurances) |
| ca25j094 | On 31 December 2024, did you possess one or more of the following assets? Endowment insurance policies that were still in effect (Do not include life-insurance policies connected to an (improved) traditional life-insurance mortgage here) |
| ca25j095 | On 31 December 2024, did you possess one or more of the following assets? Investments in mutual funds |
| ca25j096 | On 31 December 2024, did you possess one or more of the following assets? Green investments |
| ca25j097 | On 31 December 2024, did you possess one or more of the following assets? Bonds |
| ca25j098 | On 31 December 2024, did you possess one or more of the following assets? Investments in shares (Do not include shares of your own private limited company here) |
| ca25j099 | On 31 December 2024, did you possess one or more of the following assets? Put-options or call-options (including falcons, warrants, sprinters and the like) |
| ca25j100 | On 31 December 2024, did you possess one or more of the following assets? Written call-options, falcons, warrants or sprinters |
| ca25j007 | On 31 December 2024, did you possess one or more of the following assets? Real estate (including land), not used as one's own home, second home or holiday home |
| ca25j008 | On 31 December 2024, did you possess one or more of the following assets? Cars, motorcycles, boats, (static) caravans, delivery vans, campers |
| ca25j088 | On 31 December 2024, did you possess one or more of the following assets? Shares in bitcoin or other crypto coins |
| ca25j009 | On 31 December 2024, did you possess one or more of the following assets? None of the above |
| ca25j010 | Did you lend money to family, friends or acquaintances on 31 December 2024? |
| ca25j101 | Did you have money that is not put into an account, but that is kept inside your house (such as coins, money kept under your bed etc.) on 31 December 2024? |
| ca25j011 | On 31 December 2024, did you have any other assets or money saved or invested in a manner not mentioned so far (for instance musical instruments, art works, antiques, jewelry, collections, etc.)? |
| ca25j102 | What was the total balance of your banking accounts on 31 December 2024? |
| ca25j103 | To what category did the total balance (total value) of your banking accounts belong on 31 December 2024 (positive or negative)? |
| ca25j104 | What was the total balance of your savings or deposit accounts on 31 December 2024? |
| ca25j105 | To what category did the total balance of your savings or deposit accounts belong on 31 December 2024 (positive or negative)? |
| ca25j106 | What was the total value of your single-premium insurances, annuity insurances or pensioenbanksparen (Dutch) (pension insurances) on 31 December 2024? |
| ca25j107 | To what category did the total value of your single-premium insurances, annuity insurances or pensioenbanksparen (Dutch) (pension insurances) belong on 31 December 2024? |
| ca25j108 | What was the total sum of your endowment insurance policies that were still in effect on 31 December 2024? Do not include life-insurance policies connected to an (improved) traditional life-insurance mortgage here. |
| ca25j109 | To what category did the total sum of your endowment insurance policies that were still in effect belong on 31 December 2024? |
| ca25j110 | What was the total value of your investments in mutual funds on 31 December 2024? |
| ca25j111 | To what category did the total value of your investments in mutual funds belong on 31 December 2024? |
| ca25j112 | What was the total value of your green investments on 31 December 2024? |
| ca25j113 | To what category did the total value of your green investments belong on 31 December 2024? |
| ca25j114 | What was the total value of your bonds on 31 December 2024? |
| ca25j115 | To what category did the total value of your bonds belong on 31 December 2024? |
| ca25j116 | What was the total value of your investments in shares on 31 December 2024? Do not include shares of your own private limited company here. |
| ca25j117 | To what category did the total value of your investments in shares belong on 31 December 2024? |
| ca25j118 | What was the total value of your put-options or call-options (including falcons, warrants, sprinters and the like) on 31 December 2024? |
| ca25j119 | To what category did the total value of your put-options or call-options (including falcons, warrants, sprinters and the like) belong on 31 December 2024? |
| ca25j120 | What was the total value of your written call-options, falcons, warrants or sprinters on 31 December 2024? |
| ca25j121 | To what category did the total value of your written call-options, falcons, warrants or sprinters belong on 31 December 2024? |
| ca25j018 | What was the total value of your real estate (not used as one's own home, second home or holiday home) on 31 December 2024? |
| ca25j019 | To what category did the total value of your real estate (not used as one's own home, second home or holiday home) belong on 31 December 2024? |
| ca25j122 | What does the real estate (mainly) consist of? house |
| ca25j123 | What does the real estate (mainly) consist of? apartment |
| ca25j124 | What does the real estate (mainly) consist of? arable land |
| ca25j125 | What does the real estate (mainly) consist of? factory building |
| ca25j126 | What does the real estate (mainly) consist of? land |
| ca25j127 | What does the real estate (mainly) consist of? farm |
| ca25j128 | What does the real estate (mainly) consist of? office building |
| ca25j129 | What does the real estate (mainly) consist of? shop |
| ca25j130 | What does the real estate (mainly) consist of? allotment garden |
| ca25j131 | What does the real estate (mainly) consist of? other |
| ca25j132 | How many mortgages do you have in total on these real estate properties? |
| ca25j021 | What was the remaining debt of all these mortgages combined on 31 December 2024? |
| ca25j022 | To what category did the remaining debt of all these mortgages combined belong on 31 December 2024? |
| ca25j023 | Can you estimate the total sales value of the car(s), motorcycle(s), boat(s), (static) caravan(s), delivery van(s), camper(s) that you owned on 31 December 2024? |
| ca25j024 | To what category did the estimated total sales value of the car(s), motorcycle(s), boat(s), (static) caravan(s), delivery van(s), camper(s) that you owned belong on 31 December 2024? |
| ca25j089 | Can you estimate the total sales value of the shares in bitcoin or other crypto coins that you owned on 31 December 2024? |
| ca25j090 | To what category did the estimated total sales value of the shares in bitcoin or other crypto coins that you owned belong on 31 December 2024? |
| ca25j025 | What was the remaining amount that you have lent to family, friends or acquaintances on 31 December 2024? |
| ca25j026 | To what category did the remaining amount that you have lent to family, friends or acquaintances belong on 31 December 2024? |
| ca25j133 | What was the total value/amount of the money that is kept inside your house on 31 December 2024? |
| ca25j134 | To what category did the total value of the money that is kept inside your house belong on 31 December 2024? |
| ca25j027 | What was the total value of the other assets or money saved or invested in a manner not mentioned so far (for instance musical instruments, art works, antiques, jewelry, collections, etc.) on 31 December 2024? |
| ca25j028 | To what category did the total value of the assets or money saved or invested in a manner not mentioned so far belong on 31 December 2024? |
| ca25j135 | Were green savings or deposit accounts part of your savings or deposit accounts on 31 December 2024? |
| ca25j136 | What was the total value of your green savings or deposit accounts on 31 December 2024? |
| ca25j137 | To what category did the total value of the green savings or deposit accounts belong on 31 December 2024? |
| ca25j079 | Were you a majority-shareholder director (Dutch: DGA) of a private limited company (Dutch: BV) in 2024? |
| ca25j030 | On 31 December 2024, was the private company linked to a private pension company (Dutch: pensioen BV)? |
| ca25j034 | Can you indicate the size of your stake in the private limited company of which you are (majority) shareholder, for the fiscal year 2024, expressed as a percentage? |
| ca25j035 | How large was the private equity of this private company on 31 December 2024? |
| ca25j036 | To what category did the private equity of the private limited company of which you are (majority) shareholder belong on 31 December 2024? |
| ca25j080 | Were you part of any form of partnership (Dutch: maatschap or vennootschap onder firma) in 2024? |
| ca25j041 | Did the fiscal year of your partnership correspond to the calendar year, on 31 December 2024? |
| ca25j083 | How large was your own share in the equity of the own partnership in the fiscal year [2024 / 2023/2024], according to the fiscal balance on the balance date in Euros? |
| ca25j084 | To what category did your own share in the equity of the own partnership belong on the balance date? |
| ca25j081 | Were you self-employed in a one-man company or as company owner (not a majority shareholder director) in 2024? |
| ca25j048 | Does your company's fiscal year correspond to the calendar year? |
| ca25j085 | How large was your own equity in the fiscal year [2024 / 2023/2024] according to the fiscal balance on the balance date? |
| ca25j086 | To what category did the equity of your own company belong on the balance date? |
| ca25j054 | Did you have any debts on 31 December 2024, on account of a study grant? (E.g. via the Dienst Uitvoering Onderwijs (DUO) (previously the Informatie Beheer Groep) in Groningen)? |
| ca25j055 | How much was the total (remaining) debt of your study grant(s) on 31 December 2024? |
| ca25j056 | To what category did the total (remaining) debt of your study grant(s) belong on 31 December 2024? |
| ca25j138 | On 31 December 2024, did you have one or more of the following matters? One or more personal loans and/or revolving credit arrangement(s). |
| ca25j139 | On 31 December 2024, did you have one or more of the following matters? One or more outstanding debts from a hire-purchase contract, or a debt based on payment by installment, and/or a loan or credit based on collateral. |
| ca25j087 | On 31 December 2024, did you have one or more of the following matters? Overdue payments on one or more credit cards. |
| ca25j060 | On 31 December 2024, did you have one or more of the following matters? Borrowed money from family, friends or acquaintances. |
| ca25j061 | On 31 December 2024, did you have one or more of the following matters? Any other credits, loans or debts not mentioned so far. |
| ca25j062 | On 31 December 2024, did you have one or more of the following matters? None of the above |
| ca25j140 | Would you, at present, like to spend more money than you have (e.g. through income)? In other words, would you like to have more money now, that you would have to pay back later? |
| ca25j141 | Are you currently in a position to borrow a substantial sum of money from family, friends or acquaintances? |
| ca25j142 | What was the total remaining debt of your personal loans and/or revolving credit arrangement(s) on 31 December 2024, so the amount that you still have to pay back? |
| ca25j143 | To what category did the total remaining debt of your personal loans and/or revolving credit arrangement(s) belong on 31 December 2024? |
| ca25j144 | What was the total remaining debt of the hire-purchase contract, or a debt based on payment by installment, and/or a loan or credit based on collateral on 31 December 2024? |
| ca25j145 | To what category did the total remaining debt of the hire-purchase contract, or a debt based on payment by installment, and/or a loan or credit based on collateral belong on 31 December 2024? |
| ca25j146 | What was the total remaining debt (the amount you were ‘overdrawn’) on your credit card(s) on 31 December 2024? |
| ca25j147 | To what category did the total remaining debt (the amount you were ‘overdrawn’) on your credit card(s) belong on 31 December 2024? |
| ca25j148 | What was the total remaining debt of your loan(s) from family, friends, or acquaintances on 31 December 2024, so the amount that you still have to pay back? |
| ca25j149 | To what category did the total remaining debt of your loan(s) from family, friends, or acquaintances belong on 31 December 2024? |
| ca25j150 | What was the total remaining debt of any other credits, loans or debts not mentioned so far on 31 December 2024? This does not concern study grants and mortgages or loans on your own home, second home or other real estate mentioned above. |
| ca25j151 | To what category did the total remaining debt of any other credits, loans or debts not mentioned so far belong on 31 December 2024? |
| ca25j065 | Please indicate on a scale from 0 to 10 how hard it is/was to pay off (repayment + interest) the loans, credits and/or debts? |
| ca25j152 | Do you have any arrears with paying off a loan or mortgage? |
| ca25j153 | How much is the total sum of loan or mortgage arrears? |
| ca25j154 | Have you, in 2024, consulted with your bank or financial institution, because you had or expected to have payment problems with the repayment of a loan or mortgage? |
| ca25j155 | In the past 2 years, has a request you made for credit been turned down, or were you not given as much credit as you applied for? Yes, request for credit turned down |
| ca25j156 | In the past 2 years, has a request you made for credit been turned down, or were you not given as much credit as you applied for? Yes, not given as much credit as I applied for |
| ca25j157 | In the past 2 years, has a request you made for credit been turned down, or were you not given as much credit as you applied for? No |
| ca25j158 | Was there any time in the past two years that you thought of applying for credit, but changed your mind because you thought you might be turned down? |
| ca25j159 | If you would need credit now, would you expect your application to be accepted? |
| ca25j066 | Was it difficult to answer the questions? |
| ca25j067 | Were the questions sufficiently clear? |
| ca25j068 | Did the questionnaire get you thinking about things? |
| ca25j069 | Was it an interesting subject? |
| ca25j070 | Did you enjoy answering the questions? |
| ca25j071 | Starting date questionnaire |
| ca25j072 | Starting time questionnaire |
| ca25j073 | End date questionnaire |
| ca25j074 | End time questionnaire |
| ca25j075 | Duration in seconds |
Response Information
Response Overview
Selected number of household members: 6,121 (100.0%)Non-response: 1,600 (26.1%)
Response: 4,521 (73.9%)
Complete: 4,493 (73.4%)
Incomplete: 28 (0.5%)
Collection Events
Period
07-07-2025 to 31-07-2025
Sample
Panel members aged 16 years or older.
Collection Mode
internet survey
Fieldwork Note
A reminder was sent twice to non-respondents
Period
04-08-2025 to 26-08-2025
Sample
Non-respondents of the first measurement.
Collection Mode
internet survey
Fieldwork Note
A reminder was sent twice to non-respondents.