National Monitor Financial Worries > Wave 12
Longitudinal Wave
General Information
Title
Wave 12
Project Number
290.1.12
Abstract
The aim of this project is to monitor financial stress among the Dutch population over the course of multiple years.
Longitudinal Type
Longitudinal Wave
Begin date
02-06-2025
End date
30-06-2025
Researcher
Marret Noordewier (Knowledge Centre Psychology and Economic Behaviour); Wilco van Dijk (Knowledge Centre Psychology and Economic Behaviour); Rick Nijkamp (Money Wise Platform); Dörthe Kunkel (Money Wise Platform)
Publisher
Centerdata
Copyright
© 2026 Centerdata
DOI
https://doi.org/10.57990/g1jv-hf44
Funding Organization
ODISSEI,
OCW (Domeinplan SSH),
Knowledge Centre Psychology and Economic Behaviour,
Money Wise Platform (Ministry of Finance)
Datasets and documentation
View Documentation
Codebook in English
Codebook in Dutch
Data Files
English SPSS file
English STATA file
English CSV file
Variables
| Variable name | Variable Label |
|---|---|
| nomem_encr | Number of the household member encrypted |
| vu25l_m | Year and month of the field work period |
| vu25l001 | I often have too little money. |
| vu25l002 | I often worry about money. |
| vu25l003 | I only focus on what I need to pay now. I’ll see about the rest later. |
| vu25l004 | I feel like I have little control over my financial affairs. |
| vu25l005 | I could easily pay an unforeseen large expenditure today (equal to my monthly income) without needing to borrow money. |
| vu25l006 | I am worried about...my utilities bill (e.g. gas, electricity) |
| vu25l007 | I am worried about...my health care costs (e.g. health insurance, medicine, medical treatments) |
| vu25l008 | I am worried about...my household expenditures (e.g. food, drink, pets) |
| vu25l009 | I am worried about...my housing costs (e.g. rent, mortgage, municipal taxes, home insurances) |
| vu25l010 | I am worried about...my transportation costs (e.g. car costs, fuel, public transport) |
| vu25l026 | I am worried about...the costs of social activities (e.g. dining out, going to the cinema, giving a gift, doing sports, or being a member of a club or association). |
| vu25l027 | I think that in the next 12 months I will…be able to make ends meet well. |
| vu25l028 | I think that in the next 12 months I will...have control over my financial situation. |
| vu25l029 | I think that in the next 12 months I will...have opportunities to improve my financial situation. |
| vu25l015 | To what degree do you currently trust the government? |
| vu25l016 | Was it difficult to answer the questions? |
| vu25l017 | Were the questions sufficiently clear? |
| vu25l018 | Did the questionnaire get you thinking about things? |
| vu25l019 | Was it an interesting subject? |
| vu25l020 | Did you enjoy answering the questions? |
| vu25l021 | Starting date questionnaire |
| vu25l022 | Starting time questionnaire |
| vu25l023 | End date questionnaire |
| vu25l024 | End time questionnaire |
| vu25l025 | Duration in seconds |
Response Information
Response Overview
Selected number of household members: 2,185 (100.0%)Non-response: 494 (22.6%)
Response: 1,691 (77.4%)
Complete: 1,687 (77.2%)
Incomplete: 4 (0.2%)
Collection Events
Period
02-06-2025 to 30-06-2025
Sample
Random sample of panel members aged 18 years and older.
Collection Mode
Internet Survey
Fieldwork Note
A reminder was sent twice to non-respondents.