Saving for retirement 2023

Single Wave Study

General Information

Title
Saving for retirement 2023
Project Number
451
Abstract
This is a questionnaire on saving for retirement.
Longitudinal Type
Single Wave Study
Begin date
01-05-2023
End date
30-05-2023
Researcher
Zafira Shabrina (Leiden University, FSW)
Publisher
Centerdata
Copyright
© 2026 Centerdata
DOI
https://doi.org/10.57990/61zb-r032
Funding Organization
ODISSEI, OCW (Domeinplan SSH), Leiden University (FSW)

Datasets and documentation

View Documentation

Codebook in English
Codebook in Dutch

Data Files

English SPSS file
English STATA file
English CSV file

Variables

Variable name Variable Label
nomem_encrNumber of the household member encrypted
xh23a_mYear and month of the field work period
xh23a001Which of the following situations best describes you right now?
xh23a002Does panel member fall within the target group? (xh23a001 = 1, 2 of 3)
xh23a003I have looked up information (for example in books, in brochures or on the internet) to learn more about how to financially plan my pension.
xh23a004I consistently keep my pension administration (e.g. pension statements) up to date.
xh23a005I have looked up which sources of income are available after retirement.
xh23a006I have estimated how much income I will need after my retirement.
xh23a007I have researched what I can do to ensure that I can live the life I want when I am retired.
xh23a008I have researched which financial product or which financial service provider best fits my situation after I am retired.
xh23a009I have asked for advice for the financial planning of my pension (e.g. from a professional, friend or partner).
xh23a010For the financial planning of my retirement, I asked for help from: My partner
xh23a011For the financial planning of my retirement, I asked for help from: A family member
xh23a012For the financial planning of my retirement, I asked for help from: A friend
xh23a013For the financial planning of my retirement, I asked for help from: Professional experts (e.g. a financial advisor)
xh23a014For the financial planning of my retirement, I asked for help from: Not applicable: I have not spent any time on planning
xh23a015For the financial planning of my retirement, I asked for help from: Nobody
xh23a016For the financial planning of my retirement, I asked for help from: Other, namely...
xh23a017For the financial planning of my retirement, I asked for help from: Other, namely… [text]
xh23a018My pension savings and other sources of income are enough to ensure a comfortable life after I retire.
xh23a019I know a lot about how to plan my pension financially.
xh23a020I know where to find information about how to plan my pension.
xh23a021I know a lot about how pension providers (e.g. Achmea, AEGON, ASR) work.
xh23a022I know more than most people about planning one’s retirement.
xh23a023I am confident in my ability to make financial plans for my retirement.
xh23a024I find it easy to stick to my resolutions and reach my financial retirement goals.
xh23a025If I do my best, I am always capable of solving difficult problems in the planning of my retirement.
xh23a026My retirement will make it possible for me to pursue my unfulfilled dreams.
xh23a027I look forward to my retirement.
xh23a028I am worried about my life after I retire.
xh23a029I expect that I will feel useless during my retirement.
xh23a030My retirement still feels very far away.
xh23a031I have enough time left to figure out my retirement.
xh23a032My retirement is getting closer.
xh23a033I often do not have enough money.
xh23a034I have little control over my financial situation.
xh23a035I have a lot of financial worries.
xh23a036I am more focused on what I need to pay now than on my future expenditure.
xh23a037I tend to procrastinate.
xh23a038I often feel overwhelmed.
xh23a039I usually do not compare costs or prices.
xh23a040I am not really interested.
xh23a041I trust that pension providers are capable of managing the pension funds for which they are responsible.
xh23a042I trust that pension providers act in their customers’ interests.
xh23a043I am convinced that my pension is safe in the hands of pension providers.
xh23a044I believe that I can trust the information made available by pension providers about how I can manage my pension capital (e.g. the information provided on their website).
xh23a045When citizens need help, the Dutch government does its best to help them.
xh23a046The Dutch government acts in the interest of citizens.
xh23a047The Dutch government is genuinely interested in the well-being of citizens.
xh23a048Imagine you have €100 in a savings account, and the annual interest rate is 2%. After five years, how much money will be in the savings account?
xh23a049Imagine you have €100 in a savings account, and the annual interest rate is 20%. You do not withdraw any money or interest payments at any point. After five years, how much money will be in the savings account?
xh23a050Imagine that the interest rate for your savings account is 1% per year, and inflation is 2% per year. How much can you purchase with the money in your savings account after 1 year?
xh23a051Imagine that a friend of yours were to inherit €10,000 today, while their sibling inherits €10,000 three years from now. Which of the two is richer as a result of the inheritance?
xh23a052Imagine that, in the year 2030, your income doubles while the prices of all products double as well. How much will you then be able to purchase with your income in 2030?
xh23a053Was it difficult to answer the questions?
xh23a054Were the questions sufficiently clear?
xh23a055Did the questionnaire get you thinking about things?
xh23a056Was it an interesting subject?
xh23a057Did you enjoy answering the questions?
xh23a058Starting date questionnaire
xh23a059Starting time questionnaire
xh23a060End date questionnaire
xh23a061End time questionnaire
xh23a062Duration in seconds

Response Information

Response Overview
Selected number of household members: 656 (100.0%)
Non-response: 222 (33.8%)
Response: 434 (66.2%)
Complete: 411 (62.7%)
Incomplete: 23 (3.5%)
Collection Events
Period
01-05-2023 to 30-05-2023
Sample
Panel members (aged 18 – 65 years) who are working in employment or who are self-employed.
Collection Mode
Internet Survey
Fieldwork Note
A reminder was sent twice to non-respondents.